Compare returns, expense ratios, and features from India's top fund houses. Updated for 2026.
Consistently among the top performers in equity returns. Mirae Asset Large Cap and Emerging Bluechip are standout SIP choices with low expense ratios.
India's largest AMC by AUM. SBI Bluechip and Small Cap funds have a strong long-term track record. Trusted by millions of SIP investors.
Excellent large-cap and flexi-cap options. HDFC Flexi Cap Fund and Mid-Cap Opportunities are among India's most popular SIP schemes.
Returns for ₹7,500/month SIP over 10 years. Sorted by expected returns (highest first).
| Fund House | Expected Return | Min SIP | Expense Ratio | Popular Scheme | |
|---|---|---|---|---|---|
| PPFAS MF | 14 - 22% | ₹500 | 0.55 - 1.30% | Parag Parikh Flexi Cap Fund | Calculate SIP Returns → |
| HDFC AMC | 12 - 19% | ₹500 | 0.65 - 1.62% | HDFC Flexi Cap Fund | Calculate SIP Returns → |
| Kotak MF | 12 - 19% | ₹500 | 0.58 - 1.55% | Kotak Flexicap Fund | Calculate SIP Returns → |
| Mirae Asset | 13 - 19% | ₹500 | 0.50 - 1.45% | Mirae Asset Large Cap Fund | Calculate SIP Returns → |
| Motilal Oswal | 13 - 20% | ₹500 | 0.55 - 1.52% | Motilal Oswal Flexi Cap Fund | Calculate SIP Returns → |
| SBI MF | 12 - 18% | ₹500 | 0.62 - 1.54% | SBI Bluechip Fund | Calculate SIP Returns → |
| ICICI Prudential | 12 - 18% | ₹500 | 0.60 - 1.58% | ICICI Pru Bluechip Fund | Calculate SIP Returns → |
| Nippon India | 12 - 18% | ₹500 | 0.60 - 1.60% | Nippon India Growth Fund | Calculate SIP Returns → |
| ABSL MF | 12 - 18% | ₹500 | 0.58 - 1.55% | ABSL Frontline Equity Fund | Calculate SIP Returns → |
| UTI MF | 12 - 18% | ₹500 | 0.55 - 1.50% | UTI Flexi Cap Fund | Calculate SIP Returns → |
| DSP MF | 12 - 18% | ₹500 | 0.55 - 1.52% | DSP Flexi Cap Fund | Calculate SIP Returns → |
| Tata MF | 12 - 18% | ₹500 | 0.55 - 1.55% | Tata Large Cap Fund | Calculate SIP Returns → |
| Canara Robeco | 12 - 18% | ₹500 | 0.50 - 1.45% | Canara Robeco Flexicap Fund | Calculate SIP Returns → |
| Edelweiss MF | 12 - 18% | ₹500 | 0.55 - 1.50% | Edelweiss Large Cap Fund | Calculate SIP Returns → |
| Bandhan MF | 12 - 18% | ₹500 | 0.55 - 1.52% | Bandhan Flexi Cap Fund | Calculate SIP Returns → |
| Sundaram MF | 12 - 18% | ₹500 | 0.60 - 1.58% | Sundaram Large Cap Fund | Calculate SIP Returns → |
| HSBC MF | 12 - 18% | ₹500 | 0.58 - 1.55% | HSBC Large Cap Fund | Calculate SIP Returns → |
| Franklin Templeton | 12 - 18% | ₹500 | 0.55 - 1.52% | Franklin India Flexi Cap Fund | Calculate SIP Returns → |
| Invesco MF | 12 - 18% | ₹500 | 0.55 - 1.50% | Invesco India Flexi Cap Fund | Calculate SIP Returns → |
| Axis MF | 11 - 17% | ₹500 | 0.55 - 1.60% | Axis Bluechip Fund | Calculate SIP Returns → |
Know your exact future value, total investment, and wealth gained with our free SIP calculator.
Open SIP Calculator →The best SIP plan depends on your goals and risk appetite. For high growth, Mirae Asset and PPFAS Flexi Cap funds lead in equity returns (13-19% p.a.). For stability, SBI and HDFC large-cap funds are trusted choices. Use the comparison table above to find the best fit.
Start with an amount you can commit to consistently. Even Rs 500/month can grow significantly over 10-15 years. Ideally, invest 20-30% of your monthly income. Use our SIP calculator to see how different amounts grow over time.
SIP in equity mutual funds has historically delivered 12-15% annual returns over 10+ years, compared to 6-7% from FDs. SIPs also benefit from rupee cost averaging and compounding. However, equity SIPs carry market risk, while FDs offer guaranteed returns.
Most mutual funds allow SIP starting from Rs 500 per month. Some index funds like Kotak Nifty 50 Index allow SIP from as low as Rs 100. You can start small and increase your SIP amount over time with step-up SIP.
Consider these factors: (1) Your investment horizon — equity for 7+ years, debt for 1-3 years, (2) Risk tolerance — large-cap for low risk, mid/small-cap for high growth, (3) Fund house track record and AUM, (4) Expense ratio — lower is better, (5) Consistency of returns over 3, 5, and 10 years.