See how ₹2,000 monthly SIP grows across Equity, Debt, Hybrid, ELSS, and Index mutual funds.
| Year | Invested | Returns | Total Value |
|---|
Compare how ₹2,000/month SIP grows across different mutual fund categories.
| Category | Expected Return | Future Value | Wealth Gained | Period |
|---|---|---|---|---|
| Equity | 14% | ₹5,24,183 | ₹2,84,183 | 10 years |
| Debt | 7% | ₹1,44,021 | ₹24,021 | 5 years |
| Hybrid | 11% | ₹2,53,694 | ₹85,694 | 7 years |
| ELSS | 14% | ₹5,24,183 | ₹2,84,183 | 10 years |
| Index | 12% | ₹4,64,678 | ₹2,24,678 | 10 years |
At 12% annual return, ₹2,000/month SIP for 10 years grows to approximately ₹4,64,678. Your total investment would be ₹2,40,000 with wealth gained of ₹2,24,678.
For long-term goals (7+ years), equity funds offer the highest growth potential. For medium-term (3-5 years), hybrid funds provide balanced risk-return. For short-term (1-3 years), debt funds offer stability. Use the calculator above to compare.
Yes, most mutual funds allow SIP starting from ₹500/month. ₹2,000/month is a good starting point that you can increase over time. You can invest in equity, debt, hybrid, or ELSS funds.
With ₹2,000/month SIP at 12%, you invest ₹2,40,000 over 10 years but receive ₹4,64,678 — that's ₹2,24,678 created by compounding alone! Over 20 years, the effect is even more dramatic.
Yes! If you start with ₹2,000/month and increase by 10% annually, your corpus after 10 years at 12% would be significantly higher than a flat SIP. Step-up SIP aligns with your growing income.