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UTI MF ELSS SIP Calculator 2026

Calculate SIP returns for UTI MF ELSS mutual funds. Expected returns: 10 - 17% p.a. Min SIP: ₹500/month.

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UTI MF ELSS Fund Details 2026

Expected Returns
10 - 17% p.a.
Min SIP Amount
₹500
Exit Load
Nil (3-year lock-in)
Expense Ratio
0.90 - 1.60%

UTI Mutual Fund offers elss mutual funds with expected returns of 10 - 17% per annum. Popular schemes include UTI Long Term Equity Fund (Tax Saving). Risk level: High.

SIP Returns for Different Monthly Amounts at 13% p.a.

Investment period: 10 years

Monthly SIPFuture ValueTotal InvestedWealth Gained
₹500/mo₹1,23,340₹60,000₹63,340
₹1,000/mo₹2,46,681₹1,20,000₹1,26,681
₹2,000/mo₹4,93,361₹2,40,000₹2,53,361
₹3,000/mo₹7,40,042₹3,60,000₹3,80,042
₹5,000/mo₹12,33,403₹6,00,000₹6,33,403
₹7,500/mo₹18,50,105₹9,00,000₹9,50,105
₹10,000/mo₹24,66,807₹12,00,000₹12,66,807
₹15,000/mo₹37,00,210₹18,00,000₹19,00,210
₹20,000/mo₹49,33,613₹24,00,000₹25,33,613
₹25,000/mo₹61,67,016₹30,00,000₹31,67,016
₹50,000/mo₹1,23,34,033₹60,00,000₹63,34,033

Frequently Asked Questions

What is the expected return on UTI MF ELSS funds in 2026?

UTI MF ELSS funds have historically delivered returns in the range of 10 - 17% per annum. Actual returns depend on market conditions, fund manager expertise, and the specific scheme. Popular funds include UTI Long Term Equity Fund (Tax Saving).

What is the SIP return for ₹7,500/month in UTI MF ELSS funds?

A monthly SIP of ₹7,500 in UTI MF ELSS funds at 13% for 10 years can grow to approximately ₹18,50,105, with a total investment of ₹9,00,000 and wealth gained of ₹9,50,105.

What is the minimum SIP amount for UTI MF ELSS funds?

The minimum SIP amount for UTI MF ELSS funds starts from ₹500 per month. You can start investing with this small amount and increase it over time.

What are the exit load charges for UTI MF ELSS funds?

Exit load for UTI MF ELSS funds: Nil (3-year lock-in). The expense ratio ranges from 0.90 - 1.60%. Always check the latest scheme document for current charges.

How to start SIP in UTI MF ELSS funds?

You can start a SIP in UTI MF ELSS funds through the AMC website, mobile app, or any registered mutual fund distributor. You'll need your PAN, Aadhaar, bank account, and KYC verification. Use the calculator above to plan your SIP amount.